X Fintech Asia Limited
Website: www.xfintechasia.com
Email: info@xfintechasia.com
Tel (HK): +852 6662 8501
Tel (MO): +853 6226 8392
QUOTATION
To:
Simon Wong
Attn.:
 
Tel:
 
Email:
 
Quote No.:
XFAQ260401001
Quote Date:
1/4/2026
Contact Name:
Susan
Tel:
+852 6662 8501
Email:
billing@xfintechasia.com
Category Item / Description Pricing (HKD)
One-off Implementation Fee 1 Card Provider: Includes basic system deployment and API integration for 1 card provider. 1,200,000
2 Card Providers: Includes API integration for 2 card providers, supporting more flexible card issuing channels. 1,600,000
3 Card Providers: Includes API integration for 3 card providers, comprehensively covering different customer segment needs. 1,700,000
Customization: Limited adjustments. Please refer to the feature list for existing standard features. Deep customization requires separate evaluation. Limited Adjustments
System Maintenance Fee Include 1.2 System Features System Maintenance 70,000 / Month
Card Fee Customization starting from 1000 cards. Up to 3 membership levels can be customized.  
1000 cards 12 / card
1,001 - 2,999 cards 10 / card
3,000 cards and above 8 / card
Cloud Server Fee / 8,000 / Month
Physical Card Shipping Cost / 70 / Batch

White Label Solution

Category Item / Description Pricing (HKD)
Platforms Setup 1st White Label Platform Setup Fee 300,000
1st + 2nd White Label Platforms Setup (Bundle) 450,000
3rd + 4th White Label Platforms Setup (Bundle) 300,000
5th + 6th White Label Platforms Setup (Bundle) 200,000
7th + 8th White Label Platforms Setup (Bundle) 200,000
Cloud Server Fee White Label Cloud Server; Server hosting per White Label platform 5,000 / Month / Platform
Maintenance Fee System maintenance and support 40,000 / Month / per 2 Platforms

Value-Added Services

Category Item / Description Pricing (HKD)
Value-Added Services Customer Service Outsourcing; Rental of dedicated customer service team for daily operations Negotiable
Value-Added Services Landing Page; Includes 5 Landing Pages (Max 4-5 pages each). Note: Accessible only during the active maintenance period. 38,000

Payment Schedule

  • 1st Installment (Deposit): 70% - Payable upon signing this quotation.
  • 2nd Installment (UAT Delivery): 20% - Payable upon completion of development and deployment to the UAT environment.
  • 3rd Installment (Production Launch): 10% - Payable within 14 days after successful UAT sign-off and official production launch.

Terms & Conditions

Change Requests: Following the signing of this quotation, should the client propose new requirements or major modifications that exceed the scope defined in this document, the required Man-Days will be separately evaluated, and a supplementary quotation will be issued.

X Fintech Asia Limited
Website: www.xfintechasia.com
Email: info@xfintechasia.com
Tel (HK): +852 6662 8501
Tel (MO): +853 6226 8392

1.2 System Features

as Feature Highlights
Module Function Name Description
I. Startup & Login Authentication Startup Page Display Brand display and digital financial service platform positioning.
Diverse Login Methods Support for email login, OTP verification code login.
Biometric & Gesture Recognition Support for face recognition login, gesture pattern lock and verification.
Account Security Management Password setting, password modification, new user registration, acceptance of legal terms.
II. Homepage & Assets Asset Overview Dashboard Balance overview, market data display, quick function entry configuration.
Quick Transfer Operation Quick selection of internal transfers and other transfer methods.
Online Customer Service System H5 terminal integrated Respond.io real-time online customer service.
III. Top-up (Deposit) Cryptocurrency Top-up Select multiple cryptocurrencies and top-up channels, guide top-up process.
QR Code Display Exclusive top-up address QR code generation and display.
IV. Transfer (Internal) Internal Transfer Process Internal transfer entry, input transfer amount, payee confirmation.
V. Exchange / Withdrawal Secure Bank Transfer Support for cross-border fund remittance and withdrawal to global bank accounts.
Withdrawal Form & Terms Fill in detailed withdrawal information and confirm legal terms.
History & Exchange Rate Inquiry Withdrawal order history, withdrawal details, external transfer details, all exchange rates view.
VI. External Transfer Digital Asset External Transfer Select digital assets, fill in third-party wallet transfer information.
Legal Compliance Confirmation External transfer terms and legal terms acceptance process.
VII. Cash Withdrawal Withdrawal Process & Roles Support inputting withdrawal amount, selecting withdrawal address/branch, processor selection (self/agent).
Credentials & Withdrawal Code Support uploading withdrawal credentials, obtaining withdrawal verification code, displaying withdrawal code for offline use.
VIII. Card Management Virtual & Global Cards Support issuing virtual cards and global physical cards, no geographical restrictions.
Card View & List Support all cards and account total overview, single card view, multi-card display.
Card Application & Audit Status New card application entry, fill in application information, card issuance audit status tracking.
Card Control & Security Lock/unlock operations, OTP verification for card operations, set spending limits.
Card Replacement & Marketing Card replacement application and confirmation, view card-related promotion details.
IX. KYC Identity Verification Multi-level Verification Wizard Complete KYC verification wizard and data update functions.
Corporate & Special Verification Support CTC-specific KYC process, BTB-specific KYC process, and file list management.
X. Investment & Activities Purchase Trust Insurance Support customers to directly purchase trust and insurance products within the platform.
Securities Company Products Support securities trading and related financial product subscriptions.
Fixed Deposit Provide wealth management options such as fixed deposits.
Fund Products Support fund investment subscription and redemption.
Gold Investment Support investment operations for gold and other precious metal assets.
XI. Order Status Global Order Tracking Real-time tracking and result display of various order statuses such as cards, deposits, exchanges, internal transfers, transactions, etc.
XII. Agent Tools Partner Management Agent/pricing link search, new inquiry, inquiry details, and order record viewing.
User System Maintenance Partner-exclusive user list and detailed user information management.
XIII. Personal Center Personal Profile & Wallet User detail management, wallet management, transfer payment method (withdrawal transfer method) management.
System Security Center Set fingerprint/biometric identification, face registration, gesture password, modify bound mobile number, security operation OTP.
System Preferences & Social Switch app language, push notification preferences, recommendation functions, invitation code sharing, collection management.
XIV. Architecture & Status Cross-platform & Exchange Rate Engine Support H5/WeChat Mini Program/App, built-in USD/HKD exchange rate display and amount conversion engine.
XV. Internationalization Support Multi-language Interface System-level support for English, Simplified Chinese, Traditional Chinese free switching.